As healthcare costs continue to rise in Malaysia, Manulife Insurance Berhad is leading the way with a solution that’s both award-winning and customer-centric.
The Manulife Health Saver Enrich (MHSE) was named Innovative Insurance Product at the Asia Consumer Insurance Awards 2025, a recognition that reflects its forward-thinking design and growing influence in the market.
Developed to keep the cost of insurance affordable without compromising on coverage, MHSE encourages co-sharing through flexible deductible options, while the industry-leading no-claim discounts (NCD) of up to 40% of the insurance cost reward healthy living. For families, a 10% family discount on the cost of insurance for up to seven family members makes quality protection more accessible for households under a single policy, reinforcing Manulife Insurance Berhad’s commitment to inclusive healthcare.
“MHSE reflects our commitment to people-first innovation – empowering healthier lifestyles, improving healthcare accessibility, and earning customer trust through a product designed to support every stage of their health journey,” said Vibha Coburn, CEO of Manulife Insurance Berhad.
Beyond affordability, MHSE takes a holistic, people-centred approach to health protection, supporting customers from prevention to recovery. It begins with prevention, offering reimbursement for vaccinations against dengue, cervical cancer, influenza, and pneumococcal infections, without requiring hospitalisation.
During treatment, MHSE provides wide hospitalisation and surgical (H&S) coverage, which includes life support benefits for specialised medical devices, such as pacemakers and cardioverter defibrillators. Recovery is supported through extensive post-hospitalisation care for up to 365 days, alternative treatments, and nursing care, with long-term follow-up available for up to five years for cancer and heart conditions. Recognising the growing importance of mental wellness, MHSE also includes psychiatric care coverage.
This comprehensive approach has earned the trust of Malaysian families, with its medical plan voted “Best Medical Plan for Families” by Malaysian parents for three consecutive years since 2023. This recognition reflects more than just product innovation – it affirms Manulife’s ambition to be a reliable health partner.
Building on this philosophy, Manulife Insurance Berhad is now expanding its health portfolio to strengthen critical illness plans, offering even more holistic and multifaceted protection. For Manulife Insurance Berhad, health insurance isn’t just about covering costs and bills. It’s about empowering lives, protecting futures, and offering families the assurance that someone is walking with them, every step of the way.
accessibility, and earning customer trust through a
product designed to support every stage of their health journey.”
